Child Only Health Insurance in Florida
In the simplest case, Floridians are able to add their kids to their own family medical policy. However, this is not always the best or most affordable solution. There are a number of reasons why some people buy child only health insurance in Florida, and these include Floridians who need to buy coverage for kids who live in another city, group medical plans that don’t offer to cover an employee’s child or charge a lot if they do, and having kids with different medical needs than their parents and other family members.
Quick Facts About Child Only Health Insurance in Florida
AARP, the Association for the Advancement of Retirement People, published some interesting statistics about Florida children:
- In Florida, about 12 percent of children live in households that are headed up by grandparents or other family members than their parents, and the percentages tend to be higher in the largest cities like Jacksonville, Miami, and Tampa.
- About 18 percent of children in households headed up by grandparents live in poverty, so these kids may be eligible for CHIP or Medicaid.
While public health insurance programs in Florida can provide a great solution for families with low to moderate incomes, not everybody qualifies. The child custodians and parents who cannot qualify for public health insurance still need an affordable way to buy child only health insurance in Florida. The good news is that many private insurers offer flexible health insurance for children, and these plans are usually very quick and easy to apply for.
US News says that these are the biggest Florida health insurance companies that offer child only health insurance in Florida:
- Florida Blue (Formerly Blue Cross and Blue Shield of Florida)
- Aetna
- Cigna
- Coventry of Florida
- Florida Humana
Each of these companies offer flexible PPOs that help families save money and enjoy access to all sorts of good local doctors, specialists, clinics, and hospitals. Some also come with benefits to help cover prescriptions, dental care, and more. The best choice really depends upon the available local health insurance for children and your child’s own health needs.
For example, you might find that a plan with basic coverage and fairly high deductibles helps your child get school immunizations and checkups. It also helps ensure that your family’s finances are protected in case of an accident or injury. On the other hand, Florida children who suffer from chronic health problems may need frequent services from expensive doctors and specialists, so it might be better to select a plan with better benefits even if it costs a little more every month.
Insurance Quotes for Kids In Florida
The best way to start shopping for child only health insurance in Florida is to compare premiums and benefits of local plans in the child’s city. This is because most popular plans save money by having a local network of healthcare providers. You are free to use our online system to get quick insurance quotes for kids in Florida.
To begin, all you need to do is enter the ZIP code of the child’s home address. This is a no hassle way to view competitive companies right from your personal computer, Android, or iPhone. You are also welcome to use the contact information for each company to get more information from a live agent.